- AMFI Register Mutual Fund Distributor
- info@sahyadricapital.in
- +91 7506701362
Welcome to Sahyadri Capital
We are individually designed to meet clients’ needs as determined by personal consultations
and constant monitoring of their financial goals. Our approach is to counsel individual
clients, understand their profile, needs and concerns, build customized financial investment
portfolios.
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Registered Office
Office no 005, Yashdeep Building, Besides Pethe Hotel, Khed Ratnagiri (415712)
Health & Motor Insurance
Health Insurance
Health insurance is a type of insurance coverage that pays for medical and surgical
expenses incurred by the insured individual. It provides financial protection against
unexpected medical costs and ensures access to necessary healthcare services. In this
article, we will explore the key aspects of health insurance, its benefits, types, and
considerations when choosing a health insurance plan.
A Health Insurance plan ensures complete peace of mind and makes sure that you use your
hard-earned savings for the real reasons – Be it your child’s higher education or his
dream wedding, a well deserved family vacation or just about anything you dreamt of all your life.
Benefits of Health Insurance
Financial Protection:
Health insurance helps mitigate the financial burden of medical expenses, including
hospitalization, surgeries, prescription medications, and preventive care.
Access to Healthcare Services:
With health insurance, individuals can access a wide range of healthcare services,
such as consultations with doctors, diagnostic tests, and specialized treatments.
Preventive Care:
Many health insurance plans cover preventive services like vaccinations, screenings,
and wellness programs, promoting early detection and disease prevention.
Network of Providers:
Insurance companies often have a network of healthcare providers, enabling
policyholders to receive medical care from preferred hospitals, clinics, and doctors.
Peace of Mind:
Having health insurance provides peace of mind, knowing that financial assistance is
available in case of unexpected medical emergencies.
Types of Health Insurance
Many employers offer health insurance benefits to their employees, often covering a portion
of the premium cost. These plans usually provide comprehensive coverage and may include options for dependents.
Individuals can purchase health insurance plans directly from insurance companies or through
the Health Insurance Marketplace. These plans are suitable for self-employed individuals or
those not covered under employer-sponsored plans.
Governments provide health insurance programs to specific populations, such as Medicare for
senior citizens, Medicaid for low-income individuals, and the Children’s Health Insurance
Program (CHIP) for children from low-income families.
What is Motor Insurance?
Motor insurance, also called auto insurance, is the type of insurance that protects you and
your vehicle (car/bike/commercial vehicle) from financial losses and damage like natural
calamities, thefts, burglaries, malicious acts and accidents. There are 3 types of motor insurance in India.
Importance of Motor Insurance
What is the Importance of Motor Insurance?
- To protect and compensate your family in the case of an accidental death.
- To protect yourself from losses caused by external property damage.
- To protect and cover your vehicle in case of natural calamities, fire, theft and malicious activities.
- To financially protect any third party from damage caused by your vehicle in unforeseen situations.
- To drive/ride legally
Note: Benefits may differ based on the plan you choose. To ensure you're entitled to all the
benefits, it’s best to purchase the Comprehensive Plan.
